Friday, 27 February 2015

Money and Gender

Have you ever thought of financial management in terms of gender stereotypes? I was recently considering which financial chores are difficult for me and which seem to come naturally and I discovered I think of 'male' and 'female' jobs. Not that my money is anyone's responsibility other than my own. I sometimes seek enlightenment from Bill about 'accountant-speak' or ask him to double check that I'm not missing any info off a form, but I don't ask him to deal with the bigger issues as much as I would sometimes dearly love to off load the responsibility.


Wallington Hall, May 2014; just because I like posts to have pictures and I like the tranquility of this one.

I find being frugal - not spending money, looking for good prices, doing things myself, is almost second nature these days. Having experienced financial instability at a young age, I'm much more comfortable keeping a good sized margin between me and the 'financial edge', the subject of one of Amy Dacyczyn's editorials in her Tightwad Gazette newsletter. Spending less, even doing without, isn't that hard for me. I'd rather have financial security than just about anything I can think of buying.

What I struggle with is the tax preparation and the management of investments. I didn't have that much problem with going out and making money during my working days, but I would probably struggle with going back to work after over seven years of retirement. I could do it if I had to, but I wouldn't like it. Which pretty much describes the other tasks. I do what I have to, but I really hate it.

It was in trying to outline the 'Getting Things Done' Project List that I became aware of this weirdness in my thinking. I'm practically 19th Century in looking at money jobs: "men's" work is making the money, investing, dealing with tax authorities, giving the "little woman" her household budget and setting other spending priorities.

"Women's work" is running the household for as little as possible and developing the skills necessary to save money. I don't enjoy all those skills, either, but they don't give me the headache that some of the financial stuff does. I suppose part of "women's work" is spending the money to provide food and household goods. I quite enjoy grocery shopping, but I hate buying things for the house, particularly decorating decisions.

Do you like some parts of financial management better than others? 

Wednesday, 25 February 2015

Homemade Doorstops and Floor Protection

I've found that inviting people over is a great way to push me to do those little projects I wouldn't bother with otherwise. It makes me sit down and do something I enjoy...once I get started.





One doorstop started with Bill's idea. At some point when the downstairs loo was being built last spring he put a milk bottle, half filled with water, where it would stop the new door from banging the wall and leaving a dent. That milk bottle remained while we were away on various trips and while I was doing my UK tax return. It wasn't until I'd sent out the Thanksgiving invitations that I turned my attention to making a bag to cover the milk bottle. I probably could have chosen an easier doorstop to make, but Bill liked his idea and I so tried to work with it.

The outside was a lush fabric scrap some crafting or sewing group had given me (as it, it would go to the tip if I didn't rescue it). The lining was some fabric I bought 20 years ago for a project I never tacked. I still had the receipt folded up in the fabric. I'm not that wonderfully thrilled with how the bag turned out, but it's completed and it's totally functional. Job done. Were I to tackle it again sometime, I wouldn't fit the bottom part to the size of the milk bottle, I'd just make a big squishy looking bag that had the drape I wanted (the first time) for the top part. I'm not very spatially competent, me.

The other place that needed a doorstop was to protect the corner of my china cabinet from the dining room door. Bill gave me a block of wood that was just the right shape and size. I proceeded to wrap it like a give. Then realised that I was just making another hard surface to put between the two hard surfaces, which wouldn't accomplish anything...duh. Starting over, I buried the block in several layers of wadding and then went back to wrapping.  The result is kind of silly, but I like it. The green matches the carpet and the chair covers; the dark blue matches the blue velvet curtains in the dining room.



The one innovation I was quite pleased about came about after Bill had installed the bamboo flooring in the extension. He was about to put my Grandma's sewing machine cabinet in the alcove opposite the loo but worried his new floor would be scratched. I've been saving milk bottle caps for Vivien for some charity that gets money for recycling them (we have some mad projects going on like that). I took four of those bottle caps, cut larger circles around them from dark brown fabric and stitched covers for each of the bottle caps. Bill put those under the legs of the sewing machine and it slid around just great!




Have you done any 'home sewing' lately?


Monday, 23 February 2015

Pasta Sauce

Bill got an ENORMOUS crock pot for Christmas. I was happy enough with my old £5-bargain-from-the-fleamarket-15-years-ago crock pot, but he wanted one that you could take the 'crock' part out and soak it. 

I've been trying to think what to do with this GIANT thing other than cook 16 meals worth of beans at a time. I think of crock pots as being mainly to do with beans or with meat. I don't wish to add substantial amounts of meat either to our diets or our pocketbooks. 



One thing I did remember cooking 20-some years ago when I lived in Salt Lake was the pasta recipe from The Tightwad Gazette.  As I recall it was practically a party day any time I took a jar off the shelf for dinner. 

I had loads of homegrown tomatoes then and I did the proper canning thing with a hot water bath and all. I remember being really paranoid because of the odd case of botulism associated with home canning, so I was very careful to follow the rules. And I promised myself NEVER TO TASTE something I'd canned that wasn't just right - I'd talked to a woman recovering from botulism who'd done just that, even though she knew it was risky. She was lucky to have survived.

The recipe doesn't call for a crock pot, but I remember struggling to get it all into my biggest pan. So I decided to see how it worked in the new BIG crock pot. I used tinned tomatoes (on sale at my green market four 800g tins for £1!), counting them out and squeezing most of the juice/water out. Bill helped me by grinding the onions and green peppers in Grandma & Grandpa's old meat grinder. I cooked everything except the tomato paste in the crock pot (it was barely half full, but those were huge tins of tomato paste) over night. I added the tomato paste the next day, mixed it all up and put it into jars, not quite filling them to leave room to freeze. 

It smelled and tasted wonderful, mainly because of the herbs and garlic! That said, the tinned tomatoes weren't as big as my homegrown ones (and nothing ever compares to home grown tomatoes, right?) so the paste is a bit acidic. I may try adding a bit of baking soda, not being a huge fan of sugar. When I make it again - and I expect I will - I'll probably double up on the tinned tomatoes. Also, I'll probably try cutting back on the oil, maybe by a third to begin with. We're not on a low fat diet by any means, but it's not unusual for us to find processed foods too oily and a lot of older-fashioned recipes are too rich for our taste.



All that aside, I was well pleased with the outcome and will look for other sauces to make in batches to freeze. 

Do you use a crock pot much?


Friday, 20 February 2015

Queen Victoria

There are several series which I have started on this blog and not continued/finished.  So I thought I'd pick them up again. I particularly enjoyed writing about the women listed in Deborah Felder's book: The 100 Most Influential Women of All Time. Felder wrote about them in the order that she had ranked them, but I chose to write about them chronologically, in hopes of fitting them more closely in my mind with the time in which they lived. I'll have to go back and re-read my posts about the earlier women. I see I last wrote about George Eliot who lived from 1818-1890.




The next person listed is Queen Victoria (1819-1901), ranked 38 out of 100. I must admit I'm not much of a fan and I'd need to go back and re-read the library book to remember why Felder gave her that much credence. Though I'm certainly no expert, the only real way in which I would consider her influential is that she and her husband Albert changed the pattern of behaviour for British monarchs. 

They both had unhappy childhoods which they attributed to the sexual escapades and affairs of their parents; they decided to be more upstanding, to practice higher morals and to raise their children to behave similarly. I'm not sure the latter attempt was successful, considering the life of their eldest son, Bertie. Nevertheless the Victorian era became synonymous with rigid social rules about sexual morals, such that even when discussing furniture one said 'limbs' rather than 'legs'. The Victorian era is also remembered as one of hypocrisy (hence the name, Victoria's Secret for the lingerie company), because of the levels of poverty that led to prostitution, the widespread use of child labour, also the strictest observance of the class system. Between the 'family values' they upheld and the size of the family they produced (nine children) Victoria and Albert personified a lifestyle with which the growing middle classes of Britain could identify.



Just before Victoria came to power in 1837, Britain had passed the Slavery Abolition Act in 1833 which outlawed slavery in the British Empire (with a few exceptions). In 1838 £20 million pounds was put aside to pay to slave owners as reparation for the loss of their slaves; of course no reparation was offered to the slaves themselves.

Nothing I've read about Victoria suggests she was a particularly fond mother.  She thought babies were disgusting. Later, she saw her children as obliged to serve and please her and seems to have had little regard for their feelings. Whether this was because of her view of being a mother or of being a queen, I'm not sure. I gather this was not an uncommon attitude in Victorian society overall, particularly where advantageous marriages were concerned. 

According to Wikipedia Victoria supported the Reform Act of 1867, before which only 14% of the seven million men in Britain could vote. This act doubled that number. However, Victoria was not in support of women being able to vote.

Victoria has never been depicted as particularly intelligent but rather a woman ruled entirely by her emotions. Her journals report that she enjoyed her sex life with Albert, which is fair enough. After his death she withdrew from public life so much so that a protester put up a notice on Buckingham Palace demanding that

"...these commanding premises...be let or sold in consequence of  the late occupant's declining business."

She was known to be susceptible to flattery and apparently had the odd crush on various men, earning her the nicknames of "Mrs Melbourne" and "Mrs Brown".  Queen Elizabeth I also had affairs of the heart, or at least one with Robert Dudley, but as queen before the institution of constitutional monarchies she had a great deal more power and during Elizabeth I's reign England became a great power.

The Great Famine in Ireland happened during Victoria's reign, when Britain was at its peak, the richest nation in the world. For some time I've held her largely responsible in my own mind. However, just now I've read that she gave £2,000 toward the British Relief Association in aid of the Irish, more than any other individual. 

I've long thought of her as full of self-pity, a spoiled and pampered individual who happened to be born into the royal family. That said, she had a horrible childhood living under the Kensington System, an elaborate set of rule devised by her mother and her mother's supposed lover to keep Victoria weak and dependent.  She clearly adored her husband, though she was loathe to lose any of her power to him. I can't imagine that being royalty, particularly being the longest reigning monarch in Britain's history is conducive to having what I would consider to be an admirable character. The 'constitutional monarchy' had been in place for well over a century by the time Victoria became Queen, so her powers were quite limited, perhaps only to "the right to be consulted, the right to encourage, and the right to warn".  So perhaps I'm too hard on the woman. In any case her name describes the era in which developed societies became industrialized and she perhaps witnessed the largest changes in the world during her reign, the longest in British history to date.

By the way, mark your calenders. This year 11 September will not only be the 14th anniversary of the attack on the World Trade Center and the Pentagon, it will the be day on which Elizabeth II takes the place of Queen Victoria as the longest reigning monarch.  I'm wondering what sort of events will mark the observance of that event!

Sunday, 15 February 2015

A New Neighbour!

We are so excited to welcome young William into the world! Born Tuesday morning, 8 lbs. 3 oz.  I got to see him in person today. He was already visiting next door with proud father, Matthew, and Grandfather, William, whilst mother Julia was catching up on some much needed rest.




He's even more gorgeous in real life! 

Monday, 26 January 2015

Le Matte de Shower

Actually, French for shower mat is 'le tapis de douche' but I like my title better...

This is a drafted post from last summer , heavens, September 2013! when we were camping at Loche in France. I can't tell that I ever wrote about that trip, only about some of the books I read while we were in the Loire Valley. It was just after our first invitation to cat sit in Nice and we literally flew home, spent one night at the house, packed the van and started the journey down to Dover to catch the ferry to Calais. We'd booked well before we knew we'd be going to Nice so it was all sandwiched in at the last minute. I don't know anyone else who goes to France for three weeks, flies home and then goes back to France for two. That seems to me to neatly describe our life these days: periods of manic activity followed by a month or two of collapse. 




Anyhow, for those of you who have not experienced motor home travel one of the features of most caravan parks is a shower block (the French aptly call it a 'sanitaire') which also provides toilets, laundry and dish washing facilities. The housekeeping of said facilities varies from site to site, most being fairly pristine I'm grateful to report. But no matter how clean there is always the 'wet foot through clothes' moment. Unless you can stand on one foot for longer than I can, whilst juggling toiletries / towel / clothes when provided with limited shelves/ hooks /seating. One likes to keep the towel clean so it can't go on the floor and the water would simply soak through anyhow.

I just hacked around the rectangle then tucked the edges under.





So, I brought a sewing project with me to Loches. It involved hand towels from our enormous  inherited collection and rescued umbrellas which I had a weakness for the first year or so I was retired, along with single gloves. I'm over the glove addiction but must admit umbrellas still call to me in their pitiable dead-spider way, particularly if they are colourfully marked spiders. I prefer hoods myself, with a drawstring (which looks stupid) or spare scarf tied around the outside to hold it on; few umbrellas can cope with the gale force winds we have around here. But enough about the weather. 






My project simply involved sewing together the plastic fabric of the former umbrella to the absorbent terry cloth of the hand towel and voila - a shower mat was born! They work great. I've since gone around with the sewing machine as my hand stitching was a bit haphazard and didn't hold up well with machine washing. 







I do get a ridiculous amount of satisfaction from making stuff like this.


Friday, 23 January 2015

My Instincts were Right!

Four and a bit years years ago I wrote about my experience with using a financial advisor. I talked about all the reasons he did not impress me and I stopped using him after about three months.

Bill sent me a link to a news story about this man and there are any number of headlines online about him.  I gather he told some of his clients that he was investing their money in a property scheme in India but in fact he was running a Ponzi scheme and took a total of £2.6 million pounds from (reports vary) between 37 and 41 people.

  1. Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned by the operator.


I'm grateful that I got shed of him when I did.  I doubt I would have invested in his property scheme but then he always did give me the creeps, for all the reasons I wrote about earlier. I don't think my intuition is terribly fine tuned, but I do recognise inconsistent behaviour and dubious ethics when I see them. And I've always believed that if something seems too good to be true...give it a miss. I'm fairly risk averse, I'm afraid.

I do wonder at the people who get caught out by shysters like this man. Are they completely unobservant? Greedy and unethical themselves? Or impossibly naive?

I hope you've never been caught out - I do hear stories about people who have been.